Launch low-code banking applications quickly to market

With Memento’s Front-End development platform your team will reach new standards by deploying a high quality modern banking solution quickly to market.

Banking Product-as-a-Service

No need to think about infrastructure or reinventing the wheel when launching your banking service. You focus on your customers’ needs, while Memento handles everything else

Top Rated app

Meet the expectations of your highest demanding customers with our tried-and-tested user interface your customers will love.

Your branding

Your white-label app that includes all necessary features like P2P payments, card management, customer onboarding, money pools and merchant payments.

Quick implementation

We are already connected to dozens of banking API’s and we’ll be able to launch your service quickly.

At a fraction of the cost

Don’t use your valuable resources on things we have already. Launch high quality service at the fraction of the time and cost.

Complete toolkit to build
your financial service.

Memento has various integrated API’s and gateways at your disposal

User accounts

Onboard users and manage their access to the service.

Payment routing

Mix and match multiple payment gateways together.


Create and manage your product logic.


Ledgers and sub-ledgers for new financial products.


Announcements and in-app notifications.

And more…

Browse our products and modules for more detailed list of features.


Connect to banking API’s

  • SolarisBank Logo
  • Radius Payment Solutions Logo
  • Account Balance
  • Verify Identity
  • Account Payment Initiation
  • Access Credit Card
  • Currencies
  • And more…


Connect to card issuers or processors

  • Stripe Logo
  • Carta Logo
  • Card Balance
  • Initiate Payment
  • Freeze Card
  • Manage Cards
  • Card Processing
  • And more…

3rd Party Services

Or other services that complete your product

  • Authenteq Logo
  • Twillio Logo
  • Message Service
  • KYC Process
  • User Auth
  • TapToPay SDK
  • ID Verification
  • And more…

Made with Memento

Check out inspiring stories how the Memento platform has been used to bring new financial services to life.

New way of banking in the USA

Marygold, a US based neo-bank is targeting young people living the FIRE (Financially-Independant-Retire-Early) lifestyle. With the Memento platform, Marygold is able to focus on the most important part; to grow the service with sales&marketing and do partnerships. The connectivity of the Memento platform makes it easy to mix and match multiple service providers together to meet the high expectations of their customers, offering a card+app solution, savings to money pools and instant payments to friends and family.

Iceland’s only mobile wallet powered by bank

Kass is the first and only mobile wallet on the Icelandic market that is powered by a bank. Islandsbanki, one of three major retail banks in Iceland operates the solution, which allow users to easily send money quickly to phonenumbers, raise money with moneypools and pay merchants easily online with one touch payment.

Go beyond

open banking.


One platform with all the payment logic and customer tools you need to start, run and grow your financial service.

Build a payment wallet for a cashless ecosystem or integrate our wallet and payment technology into your existing projects.

We create and maintain complex fintech infrastructure so you can build the realtime features your users need, fast.

What do you want to build?